Pricing
Plans that scale with you.
Start free with core expense tools, then choose Solo, Starter, Growth, or Pro and add only the modules you need — or build a Custom Premium package when you need a tailored contract.
Free forever
Start at GHS 0 — no credit card required
Every new workspace starts with a 14-day Growth trial, no card needed. After that, Free keeps expense tracking, approvals, currency conversion, and 5 invoices a month. Free workspaces show your 20 most recent expenses; full history starts on Solo.
- 14-day Growth trial to start
- 5 invoices a month
- Expense tracking (20 most recent)
- Expense approvals
- Currency conversion
Choose your plan
Self-serve plans billed monthly or annually. Subscribe in the app after creating your workspace.
Solo
Solo
Billed GHS 99 monthly · about GHS 3.25 a day · plus tax where applicable
Everything in Starter, for one person running the books.
- 1 member
- Your accountant included free
- Expense tracking & approvals
- Full expense history
- Income tracking
- Invoicing & estimates
- Profit & loss, balance sheet & general ledger
- Bank sync & reconciliation
- Currency converter
Starter
Starter
Billed GHS 249 monthly · about GHS 8.19 a day · plus tax where applicable
Essential expense management for small teams getting started.
- Up to 3 members
- Your accountant included free
- Expense tracking & approvals
- Full expense history
- Income tracking
- Invoicing & estimates
- Profit & loss, balance sheet & general ledger
- Bank sync & reconciliation
- Currency converter
Growth
Growth
Billed GHS 499 monthly · about GHS 16.41 a day · plus tax where applicable
Full operational visibility for growing businesses.
- Everything in Starter
- Up to 10 members
- Your accountant included free
- Proposals
- Trial balance, cash flow & journals
- Month-end close
- Analytics & custom reports
- Budgets & projections
- Notifications & alerts
- Inventory & POS
- Procurement
- Fixed assets
- Departments
- Projects & time tracking
- Vendor subscription tracker
- Require 2FA for your whole team
Pro
Pro
Billed GHS 999 monthly · about GHS 32.84 a day · plus tax where applicable
Complete financial operations for established teams.
- Everything in Growth
- Up to 50 members
- Your accountant included free
- Payroll
- Tax filings
- Manufacturing
- Hotel management
- Anomaly detection
- Branch consolidation
- Revenue contracts & recognition
- Forms & bookings
- Multiple workspaces under one login
Add-ons
Need one more module? Add it to your plan.
Pick add-ons when you choose your plan, or add one later and pay only for the rest of your billing period. They're billed with your plan through Paystack, plus tax where applicable.
- PayrollSolo, Starter, Growth+GHS 120per month
- Tax filingsSolo, Starter, Growth+GHS 80per month
- Forms & bookingsSolo, Starter, Growth+GHS 60per month
- Hotel managementSolo, Starter, Growth+GHS 80per month
- ManufacturingSolo, Starter, Growth+GHS 80per month
- Inventory & POSSolo, Starter+GHS 50per month
Custom Premium
Pro floor, your modules, your term
Start with everything in Pro, then add optional modules and choose a contract term. Submit your package in the app for review — we invoice after approval, not at checkout.
- Pro features included as the base
- Pick add-on modules à la carte
- Flexible terms with volume discounts
- Invoiced after admin review
How it works
- 1
Create a workspace
Sign up and set up your organization.
- 2
Select modules & term
Use the Custom Premium builder in Settings → Billing.
- 3
Submit for review
Our team confirms pricing and sends an invoice.
Frequently Asked Questions
Everything you need to know about ParmLedger plans.
Is there a free plan?
Yes. Every new workspace starts with a 14-day Growth trial — no credit card, and nothing is charged when it ends. You then stay on Free, which includes expense tracking, approvals, currency conversion, and 5 invoices a month (drafts count; estimates don't). Upgrade to Solo, Starter, Growth, or Pro whenever you need more.
How do I subscribe to a paid plan?
Create a workspace at app.parmledger.com, then go to Settings → Plan. Choose Solo, Starter, Growth, or Pro, add any add-ons, and complete checkout with Paystack. Billing is available monthly or annually.
What's the difference between the tiers?
Solo is Starter for one person. Starter covers expenses, income, invoicing, estimates, core financial statements, and bank sync & reconciliation for up to 3 members. Growth adds proposals, advanced accounting (trial balance, cash flow, journals, month-end close), analytics, inventory, procurement, fixed assets, projects, team-wide 2FA, and more for up to 10 members. Pro adds manufacturing, hotel management, payroll, tax filings, revenue contracts & recognition, anomaly detection, branch consolidation, forms & bookings, and multi-workspace support for up to 50 members.
Does my accountant count as a member?
No. On every paid plan, one accountant per workspace is free and doesn't use a seat. Invite them from Settings → Team. They get their own login to your ledger, reconciliation, month-end close, and reports. They can't approve spending or manage your team. Accountants who work with several businesses see all their clients in one list.
Can I add a single module without moving up a plan?
Yes. On Solo, Starter, or Growth you can add Payroll, Tax filings, Forms & bookings, Hotel management, or Manufacturing, and Inventory & POS on Solo or Starter. Pick add-ons when you choose your plan in Settings → Plan, or add one later: you pay the difference for the rest of your billing period, and your plan renews at the new price. Removing an add-on keeps it until your period ends. Add-ons are billed with your plan by card or mobile money through Paystack. Annual add-ons are 10× the monthly price. Hotel management and Manufacturing are offered to hotels and manufacturers.
What is Custom Premium?
Custom Premium starts with everything in Pro, then lets you add optional modules and choose a contract term (e.g. 3, 6, 9, or 12 months). Submit your selection in the app for review — pricing is invoiced, not self-serve checkout.
Do you support Ghana Cedis (GHS)?
Yes. Self-serve plans and Custom Premium quotes are priced in GHS, with full multi-currency support included in Growth and Pro for international operations.